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Insurance law (excluding Marine insurance law)

Module information>

Academic Direction
UCL, Queen Mary University of London
Modes of Study

This course in Insurance Law (excluding Marine Insurance Law) introduces you to the essential features and principles of English insurance law and insurance contracts.

Insurance is a remarkable sector; globally payments for insurance premiums amount to over 4 trillion dollars each year, which is 7% of the world gross domestic product. This course explores what insurance law is, how it works and its purpose.

Module A: Elements of insurance


  • The insurance contract
  • Insurance regulation in the United Kingdom
  • Insurance intermediaries

Module B: Insurance contract formation


  • Non-disclosure and misrepresentation; remedies for breach
  • Formation of the contract including: offer, acceptance, premiums

Module C: The insurance contract and its terms


  • Insurable interest in property insurance and life assurance
  • Terms of the contract
  • Construing the insurance contract

Module D: Claims process


  • Causation: determining the cause of the loss; losses caused by the insured
  • Claims: the claims process, the requirement of good faith
  • Subrogation: the insurer's, the insured's and the other parties' rights
  • Abandonment
  • Double insurance and contribution between insurers
  • Indemnity and reinstatement, mitigation of loss, reinstatement under contract and under statute
  • Alternative dispute resolution mechanisms: the ombudsman


Each module is assessed by a 45-minute unseen written exam.


It is strongly recommended you take Module A first, and Module D last.

How to apply

You can apply to study a module individually as a standalone unit or as part of a Postgraduate Certificate, Postgraduate Diploma or Master of Laws qualification.

These modules also contribute towards the following specialist pathways for Laws:

  • Commercial and Corporate Law
  • Common Law
  • Financial Services Law
  • Insurance Law
  • International Business Law

Apply via Postgraduate Laws.